This is your online guide to long term disability in Canada for 2023. If you are looking for a broad overview of Canada long term disability insurance, you have found the right article. In this guide, I cover the basics like what is long term disability in Canada, how it works, and more. But I […]
Long-term Disability
This is our section on long-term disability benefits.
Long-term Disability Claims for Sales Agents and Representatives
Going out on long-term disability leave and filing claims are often particularly daunting for sales agents and representatives. Whether you work for a larger company that’s able to have others represent your interests—and protect your clients—in your absence, or you’re working on your own, you may feel that going on long-term disability can have serious […]
Change of Definition LTD Disability Explained
The change of definition for long-term disability is when the criteria for disability benefits moves from one definition to another. This change makes it more difficult for you to continue to get long-term disability benefits. In this article, I explain the change of definition and how it affects your long-term disability benefits. Most people first […]
Long-term Disability ‘Update Forms’: 3 Traps to Avoid
If you have been approved for long-term disability, there will come a time when the insurance company asks you to fill out an ‘update form.’ These forms come in many shapes and sizes. Some are perfectly fine, while others contain traps for the unwary. Before I get into the traps, it is important to know […]
LTD Claim Denied? How to Appeal Long Term Disability Denial in Canada
LTD claim denied? If so, you are in the right place! A long term disability denial can feel like a slap in the face. But your journey doesn’t have to end here. There are other options, and as you may have guessed, one of them is to appeal the denial. As one of the few […]
What’s the Difference Between Short and Long-Term Disability Benefits?
You might think the name says it all when it comes to the difference between short or long-term disability benefits. But, it’s actually not all that simple. There are some key differences that you might not know about. I’ll explain some of them in more detail below. But first, here’s a very brief explanation of […]
CPP Disability Retroactive Payment and Long-Term Disability Overpayment
So, you’ve received a sum of money as a retroactive payment from CPP disability — or maybe you opened a letter from your long-term disability insurer that says, “Hey, you owe us.” If you’re wondering why this is happening and what you need to do next, then this article is for you. Read on. This […]
The Best Story Wins: The Secret to Winning Your Disability Claim
You have finally found it — the secret to winning your claim for disability benefits: tell the best story. If you aren’t familiar with how we do things at Resolute Legal, this is the first article you should read. It teaches you the first principle we apply when representing people in disability claims or appeals […]
Top 5 Reasons Why Mental Illness Disability Claims Are Denied (and what you can do about it)
Has your mental illness disability claim been denied? Are you worried your long-term disability payments are about to be cut-off? In this article I review the top five reasons why mental illness disability claims are denied. I also explain what you can do to avoid a denial, or at least minimize your chances of denial. As […]
6 Reasons to Apply for CPP Disability, Even Though the LTD Insurer Gets the Money
In this article, I discuss the common problems you will face when receiving both CPP disability and long-term disability (LTD) insurance payments. If you have received LTD payments for over a year, your insurer will require you to apply for CPP disability. This seems like a no-brainer at first — until you realize that if you […]