If you have been receiving disability benefits, you might be wondering if your long-term disability income is taxable or not. In this article, we will answer that question for you. After reading, you should be able to determine if you have to pay taxes on your long-term and short-term disability income as well as other […]
Long-term Disability
This is our section on long-term disability benefits.
Can I Still Do My Side Hustle While on Long-Term Disability for My Main Job?
Nowadays, a lot of people have more than one job. They will have their main job as a nurse, teacher, etc. And they will have a part-time or seasonal position somewhere else. The question a lot of these individuals have is whether they can continue working their side-hustle job while on long-term disability (LTD) for […]
Disability Insurance: Own Occupation vs Any Occupation + [video]
If you’ve been on long-term disability insurance benefits for some time now, you may be familiar with the terms ‘own occupation’ and ‘any occupation.’ But what do they really mean? Most group disability insurance policies have a two-pronged definition of total disability. Initially, to be considered disabled, you need to be unable to perform the […]
How to Apply for Long-Term Disability in Ontario
Are you looking to apply for long-term disability (LTD) in Ontario? Have you been searching for a step-by-step guide? If so, you have stumbled upon the right article. In this post, we overview a simple (but complete) 7-step process to complete your application for long-term disability in Ontario. This article is part of our Definitive […]
Pre-existing Conditions and Long-Term Disability
Did the insurance company deny your benefits because your condition was pre-existing? Are you worried you won’t be able to get on long-term disability because you suffered from a condition in the past? If so, you are in the right place. Pre-existing conditions are one the most common reasons for a long-term disability denial. Most […]
Can I Quit My Job While on Long-Term Disability?
Every week, people call in to ask us if they can quit their job while on an open long-term disability (LTD) claim. So, we decided to write this article to explain whether this is, in fact, something you can do as well as the ramifications and effects that may occur if you do quit. Generally […]
Can You Attend School While on Long-Term Disability?
Many people come to us and ask if they can take a course or attend school while on long-term disability. Seems like a good idea, right? You don’t plan on staying on long-term disability forever, so you might as well boost your education or work towards your dream job in the interim. However, as we […]
Severance Packages and Long-Term Disability: 3 Things to Watch Out For
Are you on or thinking about applying for long-term disability benefits? Has your employer offered you a severance package? If so, read this article before you sign anything. As you’ll learn, severance packages can have significant impacts on your long-term disability claim. So, do yourself a favour and take a few minutes to read this […]
Can Long-Term Disability Insurers Reject Alternative or Holistic Treatments?
It’s easy to feel defeated when traditional medicine doesn’t seem to be working. But if you want to try holistic or alternative treatments, will your long-term disability insurance company cut you off? Keep reading to find out. It is very common for people on long-term disability to want to participate in every possible treatment to […]
Long-Term Disability and Pharmacogenomic Testing
Has your long-term disability (LTD) insurer asked you to undergo a pharmacogenomic test? Are you worried about getting cut off if you refuse to take the test? Do you have concerns about whether your insurance company can see your results? If so, you are in the right place! Over the past few years, pharmacogenomic […]