I wrote The Ultimate Guide to EI Sickness Benefits for people who need to apply for EI sickness benefits after going on sick leave from work. This Guide is a starting point for learning more about EI Sickness benefits and will supplement the information you can find on the official government website. As long as you have […]
Disability Benefits
Disability Insurance: Own Occupation vs Any Occupation + [video]
If you’ve been on long-term disability insurance benefits for some time now, you may be familiar with the terms ‘own occupation’ and ‘any occupation.’ But what do they really mean? Most group disability insurance policies have a two-pronged definition of total disability. Initially, to be considered disabled, you need to be unable to perform the […]
CPP Disability Calculator: Free 2024 CPP Benefit Calculation
Understanding your potential Canada Pension Plan (CPP) disability benefits can be complex and overwhelming. To help simplify this process, we present our CPP Disability Calculator, designed to provide a general estimate of the benefits you might receive both retrospectively and in the future. This tool aims to offer an educational glimpse into your CPP disability […]
The New Canada Disability Benefit (CDB): The Ultimate Guide
It’s official. On June 22, 2023, the Canada Disability Benefit Act became law in Canada. This is a historic social benefit on par with the creation of the Canada Pension Plan and Medicare, both introduced in 1965. In this article, I am going to give an overview of what we know about the Canada Disability […]
Long Term Disability New Brunswick: Benefits, Rates Applying & More
If you’re looking for a long term disability New Brunswick guide, then you’re in the right place. In this article, I’ll review how long-term disability (LTD) works in New Brunswick, compare the different programs and benefits you can get, and provide you with a step-by-step process on how to apply. Once you’ve read this article, […]
Disability Insurance and Retirement Planning: Why It Matters
Retirement planning is an essential component of financial management, encompassing various strategies to ensure financial security during one’s later years. While many individuals focus on savings and investments, one aspect often overlooked is disability insurance. Disabilities can strike unexpectedly, posing significant challenges to retirement savings. In this article, we explore the importance of disability insurance […]
Does Rental Income Affect Disability Benefits in Canada?
In the realm of disability benefits in Canada, navigating the complexities of rental income can be a daunting task. Many individuals who rely on disability insurance often wonder, “how does rental income affect disability benefits?” Moreover, with the rise of platforms like Airbnb, which offer unique opportunities for property rental, the question becomes even more pertinent. […]
CPP Disability Application Status & CPP Processing Time Explained
If you ever visit our forums — and you should! — you’ll see that there’s a lot of frustration when you have to wait… and wait… and wait for CPP disability applications to get processed. I’ve seen many discussions about checking your CPP application status. People often ask questions like how do I know if my […]
What is Disability Insurance? Types of Disability Insurance Explained
Let me guess: you stumbled upon this article after searching “What is disability insurance?” If so, you are in the right place! In this blog post, we are going to overview everything you need to know about disability insurance, including how it works, what it covers, the different types of disability insurance benefits and more! […]
When & How to Apply for Disability in Canada: Benefit Claim Guide
I wrote this article for people who are trying to determine when and how to apply for disability in Canada. This Guide is based on my 15 years of experience helping people win disability claims. It is a good starting point if you are trying to learn the basics about what disability benefits programs are […]