Work-related injuries happen all the time. But many people think it will never happen to them and, thus, aren’t familiar with the reporting process. If that is the case, this article is for you. After reading this article, you will know the ins and outs of reporting a workplace injury in Nova Scotia. And with […]
Disability Benefits
Understanding the Registered Disability Savings Plan (RDSP)
Planning for the future can be challenging, especially for individuals with disabilities. Fortunately, the Registered Disability Savings Plan (RDSP) offers a robust solution to help secure long-term financial stability. This federal initiative allows Canadians with disabilities to save effectively for their future while safeguarding their eligibility for various benefits. What is an RDSP? The RDSP […]
What to Expect at a Long Term Disability Lawsuit in Canada
If your long term disability (LTD) benefits have been denied by the insurance company you have two options, you can appeal it internally to the insurance company or file an external appeal, also known as a long term disability lawsuit. Both options have advantages and disadvantages. However, most lawyers recommend opting for a lawsuit since […]
Navigating Long Term Disability Mediations: A Comprehensive Guide
Navigating long term disability mediations can be complex, involving numerous elements and strategies. Here’s a comprehensive look at what to expect and how to prepare for these mediations. What is a long term disability mediation? Mediation is essentially a settlement meeting where parties in a dispute work to resolve their differences without going to court. […]
When Can I Refuse Medical Recommendations from My Insurance Company?
Facing a situation where your insurance company recommends a treatment you disagree with can be daunting. The insurer might even threaten to cut off your benefits if you don’t comply. Do they have the right to do this? When can you refuse and still retain your benefits? Let’s explore the rules and factors at play […]
EI Sickness Benefits Guide: Calculator, What Qualifies & More!
I wrote The Ultimate Guide to EI Sickness Benefits for people who need to apply for EI sickness benefits after going on sick leave from work. This Guide is a starting point for learning more about EI Sickness benefits and will supplement the information you can find on the official government website. As long as you have […]
Disability Insurance: Own Occupation vs Any Occupation + [video]
If you’ve been on long-term disability insurance benefits for some time now, you may be familiar with the terms ‘own occupation’ and ‘any occupation.’ But what do they really mean? Most group disability insurance policies have a two-pronged definition of total disability. Initially, to be considered disabled, you need to be unable to perform the […]
CPP Disability Calculator: Free 2024 CPP Benefit Calculation
Understanding your potential Canada Pension Plan (CPP) disability benefits can be complex and overwhelming. To help simplify this process, we present our CPP Disability Calculator, designed to provide a general estimate of the benefits you might receive both retrospectively and in the future. This tool aims to offer an educational glimpse into your CPP disability […]
The New Canada Disability Benefit (CDB): The Ultimate Guide
It’s official. On June 22, 2023, the Canada Disability Benefit Act became law in Canada. This is a historic social benefit on par with the creation of the Canada Pension Plan and Medicare, both introduced in 1965. In this article, I am going to give an overview of what we know about the Canada Disability […]
Long Term Disability New Brunswick: Benefits, Rates Applying & More
If you’re looking for a long term disability New Brunswick guide, then you’re in the right place. In this article, I’ll review how long-term disability (LTD) works in New Brunswick, compare the different programs and benefits you can get, and provide you with a step-by-step process on how to apply. Once you’ve read this article, […]