Long-term Disability

Trying to calculate a long term disability settlement amount can be difficult — especially if you aren’t a math guru, but you’re in luck! We built this long term disability settlement calculator to make your life easier! All you have to do is fill in the required fields, and you’ll be provided with a general […]

This is your 2023 Long Term Disability Alberta Guide. It is drawn from my extensive experience as a disability lawyer who has successfully assisted numerous individuals in securing long-term disability payments from insurance companies and government programs. Given that you’re reading this article, it’s evident you’re on the right path. Self-education is crucial for improving […]

This is a long term disability Ontario guide for 2023. It is based on my experience as a disability lawyer who has helped thousands of people win long term disability payments from insurance companies and government programs. Let’s dive in. Long term disability Ontario guide In this guide, you’ll learn the following: What qualifies for […]

Throughout the course of your long-term disability claim, your insurer will likely ask you or your doctor to provide them with your medical records. For many people, this process is relatively simple: the insurance company asks your doctor, and they give them the records. However, sometimes doctors or specialists will refuse to send your medical […]

If you have been receiving disability benefits, you might be wondering if your long-term disability income is taxable or not. In this article, we will answer that question for you. After reading, you should be able to determine if you have to pay taxes on your long-term and short-term disability income as well as other […]

Nowadays, a lot of people have more than one job. They will have their main job as a nurse, teacher, etc. And they will have a part-time or seasonal position somewhere else. The question a lot of these individuals have is whether they can continue working their side-hustle job while on long-term disability (LTD) for […]

If you’ve been on long-term disability insurance benefits for some time now, you may be familiar with the terms ‘own occupation’ and ‘any occupation.’ But what do they really mean? Most group disability insurance policies have a two-pronged definition of total disability. Initially, to be considered disabled, you need to be unable to perform the […]

Are you looking to apply for long-term disability (LTD) in Ontario? Have you been searching for a step-by-step guide? If so, you have stumbled upon the right article. In this post, we overview a simple (but complete) 7-step process to complete your application for long-term disability in Ontario.  This article is part of our Definitive […]

Did the insurance company deny your benefits because your condition was pre-existing? Are you worried you won’t be able to get on long-term disability because you suffered from a condition in the past? If so, you are in the right place.  Pre-existing conditions are one the most common reasons for a long-term disability denial. Most […]