If you’re looking for a long term disability New Brunswick guide, then you’re in the right place. In this article, I’ll review how long-term disability (LTD) works in New Brunswick, compare the different programs and benefits you can get, and provide you with a step-by-step process on how to apply. Once you’ve read this article, […]
Disability Benefits
Disability Insurance and Retirement Planning: Why It Matters
Retirement planning is an essential component of financial management, encompassing various strategies to ensure financial security during one’s later years. While many individuals focus on savings and investments, one aspect often overlooked is disability insurance. Disabilities can strike unexpectedly, posing significant challenges to retirement savings. In this article, we explore the importance of disability insurance […]
Does Rental Income Affect Disability Benefits in Canada?
In the realm of disability benefits in Canada, navigating the complexities of rental income can be a daunting task. Many individuals who rely on disability insurance often wonder, “how does rental income affect disability benefits?” Moreover, with the rise of platforms like Airbnb, which offer unique opportunities for property rental, the question becomes even more pertinent. […]
CPP Disability Application Status & CPP Processing Time Explained
If you ever visit our forums — and you should! — you’ll see that there’s a lot of frustration when you have to wait… and wait… and wait for CPP disability applications to get processed. I’ve seen many discussions about checking your CPP application status. People often ask questions like how do I know if my […]
What is Disability Insurance? Types of Disability Insurance Explained
Let me guess: you stumbled upon this article after searching “What is disability insurance?” If so, you are in the right place! In this blog post, we are going to overview everything you need to know about disability insurance, including how it works, what it covers, the different types of disability insurance benefits and more! […]
When & How to Apply for Disability in Canada: Benefit Claim Guide
I wrote this article for people who are trying to determine when and how to apply for disability in Canada. This Guide is based on my 15 years of experience helping people win disability claims. It is a good starting point if you are trying to learn the basics about what disability benefits programs are […]
Reasons Short-Term Disability Can be Denied (+ STD Appeals)
Did you recently go on a sick leave from work? Did the insurance company hand you back a short-term disability denial letter? Are you unsure of what to do next? If you answered yes to any of these questions, keep reading. This article overviews everything you need to know about short-term disability denials, including reasons short-term […]
Short Term Disability Canada: How to Apply, What Qualifies & More
Short-term disability (STD) is a legal term that can mean different things. It most often refers to a limited period of disability that qualifies a person for disability benefits. Sometimes, short term disability can refer to a specific disability benefits plan or program. Below, I discuss both aspects of short term disability Canada. Whether you […]
CPP Disability Denied? CPP Disability Appeal Reconsideration Guide
Was your CPP disability denied? If so, you have stumbled upon the right article. As part of our Ultimate Guide to CPP Disability, I am going to share a simple seven-step process you can use to do your CPP disability reconsideration appeal. This seven-step CPP disability appeal process is based on my experience helping hundreds of […]
Returning & Not Returning to Work After Long-Term Disability Canada Guide
This article explains everything you need to know about returning to work after being on long-term disability, as well as everything you need to know if you decide that you are NOT returning to work after long-term disability. This includes how to prepare for a return to work (RTW) or a refusal to return, what […]