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Resolute Legal Disability Lawyers
Has the insurance company denied your long-term disability claim? One of the decisions you make is whether to do a long-term disability internal appeal. I am often asked if it is worthwhile to do one, or more, internal appeals. And why lawyers often recommend skipping the appeals in favour of filing a lawsuit. In this …
Are you a doctor who needs to apply for long-term disability benefits? Or has your insurance company denied your claim? Do you need tips for maximizing your chances? Well, you’re in the right place. This is your guide to long-term disability claims for physicians and doctors. To learn more about long-term disability claims in general, …
If you’re a Veterinarian who needs help to apply or appeal long-term disability benefits, look no further. Are you looking for tips on how to maximize your chances of success? In this guide, we’ll give you all the tips for winning your veterinarian long-term disability claim. Scan the table of contents below to look for …
A long-term disability appeal can be a scary thing to come up against. So, it’s important to know what you’re getting into. In this article, I will share some important facts about long-term disability appeals that you need to know before you are in too deep. There is always context to your claim There are …
The New York Life Insurance Company is one of the largest insurance companies in the world. Its worldwide headquarters are in New York. In 2019, New York Life Insurance bought out CIGNA’s disability and life division. However, they continue to operate as CIGNA Life Insurance in Canada in some situations. Resolute Legal disability lawyers have …
Industrial Alliance Insurance is a mid-size for-profit insurance company in Canada. Headquartered in Montreal, Industrial Alliance provides disability insurance in all provinces. Resolute Legal disability lawyers have represented many people involved in appeals or lawsuits with many insurance companies, including this one. We have represented people in both short- and long-term disability appeals. The following …
The Blue Cross Life Insurance Company (“Blue Cross Life”) is a federal company that operates in all provinces and territories. It is owned by six shareholders which include Medavie Blue Cross, Manitoba Blue Cross, Saskatchewan Blue Cross, Alberta Blue Cross, Pacific Blue Cross, and Blue Cross Canassurance. These shareholder companies are part of the Canadian …
Do you need to apply for long-term disability benefits? Are you looking for a simple step-by-step guide? If so, you are in the right place. Follow our 7-step process to complete your application for long-term disability. This article is part of our 2021 Ultimate Guide to Long-term Disability. Determine when the waiting period ends Make …
This article is for people who need to appeal a long-term disability denial. It gives you a 7-step process for doing your first appeal. Has the insurance company denied your claim for long-term disability? Are you still getting payments, but worried they could be cut off soon? Are you in panic mode, wondering what your …
The Desjardins Financial Security Assurance Company is part of the Desjardins Group, which is the largest cooperative financial group in Canada. This makes Desjardins Insurance different from other disability insurance companies, which are almost always for-profit publicly traded companies. Desjardins is headquartered in Quebec, but operates in Ontario and across Canada. It also goes by …
Are you looking for an overview of long-term disability in Ontario? You have found it. In this article, I review how long-term disability works in Ontario. Then, I review all of the long-term disability programs and benefits available. After reading this article, you will know which long-term disability benefits are offered in Ontario, and which …
Are you a Chiropractor considering applying for long-term disability benefits? Or has the insurance company denied your claim? Are you looking for tips on how to maximize your chances of success? Look no further. This is your guide to winning chiropractor long-term disability claims. For reasons I will discuss below, chiropractor long-term disability claims are …
What is the CPP disability eligibility criteria? If you’re beginning your application, you may be wondering what the requirements are and who can qualify for the benefit. In this article, I explain how to know if you’re eligible for CPP disability payments. Not everyone is eligible — even if you’re legitimately disabled. There are specific …
The RBC Life Insurance Company (“RBC Insurance”) is part of the Royal Bank of Canada. It provides both group and individual disability insurance policies in Canada. RBC Life also took over many older disability insurance policies from Unum, Provident, and others. Resolute Legal disability lawyers have represented many people involved in appeals or lawsuits with …
Short-term disability is a legal term that can mean different things. It most often refers to a limited period of disability that qualifies a person for disability benefits. Sometimes short-term disability can refer to a specific disability benefits plan or program. Below I discuss discuss both aspects of short-term disability. Whether you are considering taking …
Dentist disability claims are among the most difficult to win. This is because your insurance policy is more complicated (so there is greater opportunity to deny based on technicalities). There is also more money at stake for the insurance company. You should expect they will have their best people seeking to deny or limit your …
The Canada Life Assurance Company is one of the big three life insurance companies in Canada. It just formed in January, 2020, when 3 insurance companies merged together — Great-West Life Assurance Company, London Life Insurance Company, and the Canada Life Assurance Company. Canada Life sells and administers a range of insurance and financial products, …
Long-term disability is a legal term that can mean different things. It most often refers to an extended period of disability that qualifies a person for disability benefits. Sometimes long-term disability can refer to a specific benefits plans or programs. Below I discuss discuss both aspects of long-term disability. Whether you are looking to buy …
Sun Life, Sunlife, and Sun Life Financial are all shortened names for the Sun Life Assurance Company of Canada. They are one of the big three life insurance companies in Canada — the other two being Manulife Financial and Canada Life (formerly Great-West Life). Sun Life sells and administers a range of insurance and financial …
In this article, I explain how the CPP administration calculates the monthly CPP disability benefit amount for 2021. So, you can know how much you could get if approved for payments. This article is part of our guide: CPP Disability: A simple (By Complete) Guide for 2021. Overview of CPP Disability Payment Amounts If you …
The CPP disability application is how you request CPP disability payments. However, getting approved for benefits can be hard. A 2016 audit of CPP disability found that Service Canada denied 57% of initial applications. And of those who appealed that denial, 65% were denied again. Those are tough odds. However, I know that with the …
CPP disability is an income replacement benefit program run by Service Canada. It pays monthly benefits to eligible people. To qualify, you must meet age, contribution, and disability requirements. I wrote this guide to explain how CPP disability works. With this, you can figure out if you qualify for benefits, and learn what your next …
A contingency fee agreement is a special type of contract that law firms use. It’s unique because the firm agrees that they only get paid if they win the case and win money for the client. The client agrees the lawyer’s fee will be a percentage of the funds collected. This arrangement allows a person …
I wrote The Ultimate Guide to Fibromyalgia Disability Benefits for people who need to win or keep disability benefits for fibromyalgia. This Guide is based on my 25 years of experience as a former occupational therapist and now a disability lawyer. This Guide is meant to give you an overview of the types of benefits …
