This is a long term disability Ontario guide for 2023. It is based on my experience as a disability lawyer who has helped thousands of people win long term disability payments from insurance companies and government programs. Let’s dive in. Long term disability Ontario guide In this guide, you’ll learn the following: What qualifies for […]
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CPP Disability Payments 2024: Dates, Eligibility, Amounts & More
CPP disability is an income replacement benefit program run by Service Canada. It pays monthly benefits to eligible people. To qualify, you must meet age, contribution, and disability requirements. I wrote this guide to explain how CPP disability works. With this information, you can figure out if you qualify for benefits and learn what steps […]
Long Term & CPP Disability Appeal Letter Sample (& How to Write One Yourself)
Struggling to find out how to write an appeal letter for disability benefits properly? If so, you are in the right place! In this article, we overview a simple yet complete process for writing an appeal letter for CPP disability and long and short-term disability. We also included a CPP disability appeal letter sample and […]
What to Do When Your Doctor Refuses to Send Medical Records to Your LTD Insurer
Throughout the course of your long-term disability claim, your insurer will likely ask you or your doctor to provide them with your medical records. For many people, this process is relatively simple: the insurance company asks your doctor, and they give them the records. However, sometimes doctors or specialists will refuse to send your medical […]
Paying Taxes on CPP Disability Benefits: Your Top 5 Questions Answered
Are you wondering if you have to pay taxes on your CPP disability benefits? How can you avoid getting stuck owing a huge amount of money? Have no fear — David is here! I’m not a tax accountant, but I will do my best to help answer these tricky tax questions. If you are still […]
Is Long-Term Disability Income Taxable in Canada?
If you have been receiving disability benefits, you might be wondering if your long-term disability income is taxable or not. In this article, we will answer that question for you. After reading, you should be able to determine if you have to pay taxes on your long-term and short-term disability income as well as other […]
Notice of Readiness Form for the Social Security Tribunal: The Fatal Mistake to Avoid
If you are currently appealing your CPP disability benefits claim to the Social Security Tribunal, and have received the Notice of Readiness Form in the mail, then this may be the most important article you have ever read. You are about to learn how you can avoid the single biggest mistake. This is a mistake that […]
Winning Disability Benefits for OCD
Winning disability benefits for Obsessive Compulsive Disorder (OCD) is no task. Since it is an invisible illness that can’t be proved with one objective test, benefit providers will be extra skeptical of your claim. In order to get approved, you will need to submit a bulletproof application. And even after you are approved, you will […]
Can I Still Do My Side Hustle While on Long-Term Disability for My Main Job?
Nowadays, a lot of people have more than one job. They will have their main job as a nurse, teacher, etc. And they will have a part-time or seasonal position somewhere else. The question a lot of these individuals have is whether they can continue working their side-hustle job while on long-term disability (LTD) for […]
Disability Insurance: Own Occupation vs Any Occupation + [video]
If you’ve been on long-term disability insurance benefits for some time now, you may be familiar with the terms ‘own occupation’ and ‘any occupation.’ But what do they really mean? Most group disability insurance policies have a two-pronged definition of total disability. Initially, to be considered disabled, you need to be unable to perform the […]