Do you need to win long-term disability payments? Are you struggling with your application or appeal? Is your claim under investigation and about to be cut off?
If yes, call us toll free at 1-888-732-0470 for a free consultation. Our support team is available 24-7 for your call.
Our long-term disability lawyers have helped hundreds of people win approval of disability benefits. We use The Story Alignment Method™ to maximize your chances of success. We use this system to tell your best story so others will accept that stopping work and applying for disability was the last thing you wanted to do.
Worried about hiring a lawyer? Don’t be. We handle most appeals on a no-win, no-fee basis and give a Fair Fee Guarantee.
How our long-term disability lawyers can help you
Our long-term disability lawyers can help you in the following ways:
- Applying for long-term disability
- Appealing a denial of long-term disability
- Approved claim monitoring
Why it’s hard to win long-term disability
Winning long-term disability benefits is not easy. Insurance companies approve some claims. But, most people get denied. Denials can happed when you first apply. Or, denials can happen months after approval. Most people get denied at some point.
So, why is long-term disability so hard to win? Even if your legitimately disabled? There is no easy answer. You must prepare your claim properly. You have convince the insurance company to believe you. Otherwise, they will deny your claim.
For example, common reasons for denial include:
- lack of medical evidence
- your situation has “red flags”
- they think you can do other work
- you’re not getting the right treatment
- they don’t believe you
Our long-term disability lawyers have ways to overcome these challenges. We solve these problems using our Disability Claim Approval Blueprint (TM). Our founder David Brannen developed this system. It is based on his 15 years experience as a lawyer. He also learned from top disability lawyers in Canada and the United States.
Locations we serve
We represent people in the following provinces:
- New Brunswick
- Nova Scotia
- Prince Edward Island
- Newfoundland and Labrador
In other provinces we can connect you with the right lawyers:
- British Columbia
Problems we solve
Our long-term disability lawyers solve the following problems and challenges:
- not knowing if you are eligible
- struggling to finish your application
- you doctors reports are bad
- the appeal process is overwhelming you
- Struggling to find the right evidence
- Unsure how best to tell your story
- being stressed dealign with the insurance company
- Missed deadline to appeal
FAQs about long-term disability lawyers
Long-term disability lawyers help people with disability claims. There is no certification to be a long-term disability lawyer. A lawyer get experience from helping people with claims.
Most long-term disability lawyers only get paid if they win you case. This is called a contingency fee agreement. Usually, the lawyer’s fee is a percentage of your retroactive disability payment. The fee percentage is usually 25% to 33.3% of any past benefits owed or the lump sum settlement. The insurance company has to reimburse you for part of your legal fees in some cases.
We represent most people using contingency fees. This means you only pay us if we win. Our fee percentage is 33.3%. But, we adjust it based on our Fair Legal Fee Guarantee. This means we reduce the fee percentage when appropriate. We follow the Rules of Professional Conduct to charge a fair fee.
There is no right answer. It depends on you and your situation. Some people aren’t able to represent themselves effectively. Generally speaking, the earlier you hire a lawyer, the better value they can give you. Lawyers can help you avoid mistakes. They help you avoid delays. The sooner your case is approved, the less you have to pay.
Our disability support team is waiting for your call. Call us toll free at 1-888-732-0470 or fill out the form on this page.