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Denied or cut off Long-term disability benefits?

Long-Term Disability Lawyers Helping Canadians Get Their Benefits Reinstated or Compensated

We help people across Canada challenge unfair LTD denials, benefit terminations, and insurer delays. We represent individuals only — never insurance companies.

Would You Like to Understand Why Your LTD Claim Was Denied, Learn Whether We Can Help, and See if You Qualify for No-Win, No-Fee Representation?

If the answer is YES, find out instantly if you qualify for a free case evaluation. Skip the wait and use our automated intake assistant to see if we can help — with no cost or obligation.

If your long-term disability benefits were denied, cut off, or delayed, you’re not alone. Insurers frequently deny claims even when people have strong medical evidence. Our firm helps Canadians challenge LTD denials and benefit terminations — whether under the own occupation or any occupation definition — and we represent individuals only, never insurance companies.

We offer a free case evaluation to help you understand whether we can assist with your situation. After you share your details, an intake specialist will review your information and a lawyer will assess your case. We’ll let you know if we can represent you and whether your situation qualifies for no-win, no-fee contingency-fee representation for lawsuits. For pre-lawsuit appeals, we offer fixed-fee options. If we’re not the right fit, we’ll let you know that too.

See if you Qualify for a Free Case Evaluation in 2 Minutes

Unsure if you have a case? You don’t have to guess or wait on hold. Use our automated intake assistant to instantly check your eligibility.

Answer a few confidential questions about your employment situation to:

  • Fast-track your information to our legal team for review
  • Tell us what happened in your own words
  • Fast-track your information to our legal team for review

Click on the orange chat bubble in the bottom right to start.

Why LTD Claims Get Denied

Insurance companies deny claims for many reasons — lack of “objective” evidence, opinions from insurer-hired doctors, surveillance, or misunderstandings about your job duties. A denial doesn’t mean you don’t qualify. We help you understand what went wrong and whether it can be fixed.

Cases We Commonly Handle

We help with long-term disability denials, benefit terminations, own occupation to any occupation cut-offs, insurer delay or non-payment, mental health-related claims, chronic pain and fatigue conditions, invisible disabilities, and claims involving surveillance, IME conflicts, or insurers saying you can “return to work” when you cannot. We work with all major insurers across Canada.

Why People Across Canada Choose Resolute Employment & Disability Lawyers

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Focused Exclusively on Employment and Disability Law

This is all we do. Our lawyers have deep experience in wrongful dismissal, severance, and disability or illness-related workplace cases. We focus entirely on protecting employees’ rights and negotiating fair compensation.

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We Represent Employees Only — Never Employers

We never represent employers or corporations. Our loyalty is always with employees who’ve been dismissed, pressured to resign, or treated unfairly at work. You can trust that our only goal is to help you secure the fair severance and compensation you deserve.

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Contingency and Fixed-Fee Options

We believe employees should have access to quality legal help without financial uncertainty. In appropriate cases, we may offer contingency-fee representation, meaning you don’t pay legal fees unless we recover money for you. For severance package reviews or negotiations, we provide fixed-fee options — so you’ll know the cost upfront before deciding how to proceed.

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National Reach — Service by Distance

We assist clients across Canada through secure phone and video consultations, supported by offices in Halifax, Moncton, Ottawa, and Toronto. You can connect with an experienced employment lawyer from anywhere in Canada — no office visit required.

Testimonials

What Our Clients Are Saying

    • I am very pleased with the service I received at Resolute Legal. Everybody was so kind, empathetic, compassionate and professional. So many times lately I feel like just a number with businesses but always felt like I mattered and couldn’t believe how nice I was treated, particularly by David Brannen. I would recommend this firm to anyone!

      Tracy Seiersen

    • When I reached out to Resolute, it was because I was at my breaking point.
      Resolute took all that stess off my shoulders. They took it all over, collected all the necessary information and made a point to check in every few weeks to update me on their progress. It took about six months, and when I got the call from my insurance company notifying me that they had accepted the appeal, the relief that came over me was indescribable. I absolutely recommend Resolute.

      Jenn P

    • You never want to have to hire a law firm but if you do find yourself needing one this is the one to hire. Their customer service and willingness to take the time to explain the process is exceptional! I can’t thank Dave and his team enough!

      Marta Charter

    • Undoubtedly, the most exceptional legal guidance for individuals with disabilities. I am immensely grateful for discovering their expertise. Nearly everyone has a family member with a disability or knows a friend who does. Finding tailored recommendations can be quite challenging, often coming at a high cost and yielding minimal results. Resolute in their support, they treat you as if you were part of their own family. I encourage you to visit their website and join their informative weekly Zoom sessions.

      Alain Fakhoury

    • David Brannen and his staff are excellent, knowledgeable, conscientious, helpful, honest and kind to deal with. They answered all my questions honestly and promptly. Hiring a lawyer online may seem daunting, but no fear in hiring them. They won my case for CPP disability after my own two rejections, which I am truly grateful for. Top-notch firm and individuals. Thank-you so much!

      Frances Spragg

    David Brannen

    Meet David, Founder of Resolute Employment & Disability Lawyers

    When I was ten, I watched my grandfather lose an “unlosable” case against a large corporation because he didn’t have the right legal support. Years later, helping a close family member fight for fair compensation after being wrongfully dismissed reinforced my commitment to standing up for individuals facing powerful institutions.

    For the past fifteen years, I’ve devoted my career to disability and employment law, helping people across Canada challenge unfair denials and terminations. I’m also the author of The Step-by-Step Guide to Winning Long-Term Disability Benefits and several other disability law guides used by Canadians nationwide. Today, I lead a team that represents individuals only, with an education-first approach so you always understand your rights and options.

    Frequently Asked Questions

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      An intake specialist reviews your information and gathers key details. A lawyer then reviews your case in the background to determine whether we can help.

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      Yes. We offer no-win, no-fee contingency-fee representation for LTD lawsuits in appropriate cases. Pre-lawsuit appeals are provided on a fixed-fee basis.

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      Yes — but you don’t have to. Many people come to us because appeals are overwhelming, especially when insurers demand specific types of evidence. We can explain fee options if you’d prefer our help.

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      During the free evaluation, you’ll speak with an intake specialist. A lawyer reviews your information and determines whether we can assist. You speak directly with a lawyer once you hire us for either a fixed-fee service or a contingency-fee lawsuit.

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      Yes. We assist clients across Canada except B.C. and Québec. We serve all other provinces and can handle cases where you worked in the territories.