This is your Canada CPP disability application guide for 2023. The Canada pension plan disability application is how you request CPP disability payments. However, getting approved for benefits can be hard. A 2016 audit of CPP disability found that Service Canada denied 57% of initial applications. And of those who appealed that denial, 65% were […]
Disability Benefits
Long-term Disability Surveillance: Online Guide 2023
Insurance companies frequently conduct video, audio and online surveillance of people who have applied for long-term disability benefits. This surveillance is done without your knowledge or consent. After reading this guide, you will understand how surveillance works in long-term disability claims. You will also know your rights and the rules insurance companies must follow. This […]
Do I Need a Lawyer for Short Term Disability?
People often ask us: Do I need a lawyer for my short-term disability claim, or can I handle it myself? Generally, the answer is that you can probably handle things on your own! But it really depends on your situation. Keep reading to find out what we recommend. This article is part of our Ultimate […]
CPP Social Security Tribunal: The Ultimate Guide 2023
If your CPP disability benefits have been denied at the Reconsideration, your next step is the Social Security Tribunal hearing. But you might not know what that looks like, and you might be worried. And rightfully so! There isn’t a lot of information online about the SST hearings. In this article, we will explain what […]
Independent Medical Examinations and Long-Term Disability: Tips for Success
If you have an open long-term disability claim with an insurance company, there will likely come a time when they ask you to attend an Independent Medical Examination or IME. This might seem frightening at first, and you’ve probably heard some horror stories. What I’m going to share with you today is what you must […]
Buyout of a Disability Insurance Policy: 3 Things You Must Know
Are you considering a buyout of a disability insurance policy? Are you wondering how lump-sum payouts work for disability insurance policies? Want to know if a buyout makes sense in your situation? I answer all these questions in this article. And I cover the three things you must know before you even mention the word “lump-sum […]
SSQ Insurance Long-Term Disability: Your Online Guide
This article discusses everything you need to know about SSQ Insurance long-term disability benefits. That includes a discussion of rules as well as information about applying for benefits and appealing a denial. Navigating long-term disability insurance benefits can be exhausting, but don’t let complicated policies and legal jargon hold you back. We wrote this guide […]
Long-Term Disability BC: The Ultimate Guide for 2023
If you’re looking for an overview of long-term disability in BC, then you’re in the right place. In this article, I’ll review how long-term disability works in BC. I’ll also compare the different programs and benefits. Finally, I’ll cover how to apply for long-term disability in BC. Once you’ve read this article, you should know […]
Long Term Disability Canada: What Qualifies, How Much You Get & More!
This is your online guide to long term disability in Canada for 2023. If you are looking for a broad overview of Canada long term disability insurance, you have found the right article. In this guide, I cover the basics like what is long term disability in Canada, how it works, and more. But I […]
Long-term Disability Claims for Sales Agents and Representatives
Going out on long-term disability leave and filing claims are often particularly daunting for sales agents and representatives. Whether you work for a larger company that’s able to have others represent your interests—and protect your clients—in your absence, or you’re working on your own, you may feel that going on long-term disability can have serious […]