Are you on or thinking about applying for long-term disability benefits? Has your employer offered you a severance package? If so, read this article before you sign anything. As you’ll learn, severance packages can have significant impacts on your long-term disability claim. So, do yourself a favour and take a few minutes to read this […]
Disability Benefits
Can Long-Term Disability Insurers Reject Alternative or Holistic Treatments?
It’s easy to feel defeated when traditional medicine doesn’t seem to be working. But if you want to try holistic or alternative treatments, will your long-term disability insurance company cut you off? Keep reading to find out. It is very common for people on long-term disability to want to participate in every possible treatment to […]
Long-Term Disability and Pharmacogenomic Testing
Has your long-term disability (LTD) insurer asked you to undergo a pharmacogenomic test? Are you worried about getting cut off if you refuse to take the test? Do you have concerns about whether your insurance company can see your results? If so, you are in the right place! Over the past few years, pharmacogenomic […]
Virtual Clinics That Fill Out Disability Medical Report Forms
People on disability benefits rely heavily on their family doctors. They need them to fill out forms, develop treatment plans and communicate with disability benefit providers. However, as more doctors retire and fewer medical school graduates open family practices, many people on disability benefits are now faced with the challenge of navigating their claim without […]
Will I Have to Pay the LTD Insurer’s Legal Fees if I Lose My Case?
In this article, we will discuss a concern we hear on a daily basis: what if I lose and have to pay the long-term disability (LTD) insurance company’s legal fees? Many of our clients worry about this, and rightfully so — the last thing you want to do is pay for your insurer’s legal expenses […]
The Disability Tax Credit: Your Online Guide for 2024
The Disability Tax Credit (DTC) is one of the more challenging disability benefits to understand and ultimately get approved for. The eligibility requirements are stricter, and the definition of impairment is more specific. For that reason, we decided to write this article to help people better understand the requirements as well as how to apply […]
New Brunswick Long-Term Disability: The Ultimate Guide for 2024
If you’re looking for an overview of long-term disability in New Brunswick, then you’re in the right place. In this article, I’ll review how long-term disability works in New Brunswick, compare the different programs and benefits you can get, and provide you with a step-by-step process on how to apply. Once you’ve read this article, […]
What To Do if Your Doctor Won’t Fill Out Medical Report Forms
Applying for disability benefits is a hard task to do on your own. Throw in the fact that your doctor won’t fill out disability medical report forms, and that’s a recipe for disaster. So, is there anything you can do? Luckily there is. In this article, I’ll go through some of the reasons why your […]
Can You Work Part-Time While on Long-Term Disability in Canada?
The story usually goes something like this. You have been struggling with a disability for several months or maybe years. You are worried about your financial situation or simply don’t want to “give up,” so you don’t apply for long-term disability benefits (LTD). As your condition worsens and your life spins out of control, you […]
Can You Travel While on Long-Term Disability?
Travelling the world is one of the greatest things a person can do. For most people, the trouble is just finding the time and money to book a ticket. But for those who are on disability benefits, travelling can become slightly more complicated. Every year we get tons of questions about this. Can you travel […]