If you’ve been on long-term disability insurance benefits for some time now, you may be familiar with the terms ‘own occupation’ and ‘any occupation.’ But what do they really mean? Most group disability insurance policies have a two-pronged definition of total disability. Initially, to be considered disabled, you need to be unable to perform the […]
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Winning Migraine Disability in Canada: Short & Long-Term Disability
If migraines, cluster headaches, or tension-type headaches (TTH) are preventing you from being able to work, this article contains essential information that can help you prepare to file a winning claim for disability benefits. We will answer the question, “Is migraine a disability in Canada?” and provide step-by-step guidance on how to get approved for […]
Back Pain Disability Canada: Ultimate Guide
Does your back pain prevent you from working? Do you struggle to perform everyday tasks and need to win disability benefits for back problems? You are in the right place if you answered yes to any of these questions. Back Pain Disability Canada: The Ultimate Guide is full of insights and answers for people who […]
RBC Long Term Disability
The RBC Life Insurance Company (“RBC Insurance”) is part of the Royal Bank of Canada. It provides both group and individual disability insurance policies in Canada. RBC Life also took over many older disability insurance policies from Unum, Provident, and others. This article discusses everything you need to know about RBC long term disability benefits. […]
Is Heart Disease a Disability in Canada?
Is heart disease a disability in Canada? Yes, heart disease is a condition that qualifies for disability benefits in Canada. However, a diagnosis itself won’t qualify you for payments. In order to get approved, you will have to prove your condition renders you unable to work, which can be difficult. This article discusses the hurdles […]
What Neck Problems Qualify For Disability in Canada?
In Canada, neck and cervical disorders are one of the leading causes of disability in the workplace. This is because a majority of workers experience neck pain either due to their occupation or from everyday movements like bending and lifting. However, since it is so prevalent, claims are often denied. We wrote this article to […]
CPP Disability Calculator: Free 2024 CPP Benefit Calculation
Understanding your potential Canada Pension Plan (CPP) disability benefits can be complex and overwhelming. To help simplify this process, we present our CPP Disability Calculator, designed to provide a general estimate of the benefits you might receive both retrospectively and in the future. This tool aims to offer an educational glimpse into your CPP disability […]
Lyme Disease Disability Benefits in Canada: Complete Guide
Do you need to win long-term disability benefits for Lyme Disease in Canada? Does your illness leave you struggling in everyday life and unable to fulfil your duties at work? If you started to apply for long-term disability benefits or are considering it to lift the financial weight off your shoulders, you might already know […]
Winning Disability Benefits for Schizophrenia
Whether you have already started to apply or are considering beginning the process, you probably already know that winning disability benefits for schizophrenia is no easy task. Although schizophrenia is a severe mental disorder, it is still an invisible illness. So, it presents additional challenges when proving your claim to disability providers. You will need […]
The New Canada Disability Benefit (CDB): The Ultimate Guide
It’s official. On June 22, 2023, the Canada Disability Benefit Act became law in Canada. This is a historic social benefit on par with the creation of the Canada Pension Plan and Medicare, both introduced in 1965. In this article, I am going to give an overview of what we know about the Canada Disability […]