The Disability Tax Credit (DTC) is one of the more challenging disability benefits to understand and ultimately get approved for. The eligibility requirements are stricter, and the definition of impairment is more specific. For that reason, we decided to write this article to help people better understand the requirements as well as how to apply […]
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Long-Term Disability Newfoundland: Benefits, Rates, Applying & More 2025
If you’re looking for a long-term disability Newfoundland (NL) guide, then you’re in the right place. In this article, I’ll review how long-term disability (LTD) works in Newfoundland, compare the different programs and benefits you can get, and provide you with a step-by-step process on how to apply. Once you’ve read this article, you should […]
Manulife Long-Term Disability: The Online Guide for 2025
This article discusses everything you need to know about Manulife’s long-term disability benefits. This guide covers the rules and information about applying for Manulife disability insurance, what happens after two years of being on Manulife long-term disability benefits, and how to appeal a denial. If you need to win disability benefits from Manulife Insurance — it’s […]
Long-Term Disability BC: The Ultimate Guide for 2025
If you’re looking for an overview of long-term disability in BC, then you’re in the right place. In this article, I’ll review how long-term disability works in BC. I’ll also compare the different programs and benefits. Finally, I’ll cover how to apply for long-term disability in BC. Once you’ve read this article, you should know […]
Change of Definition LTD Disability Explained
Navigating long-term disability (LTD) benefits can be challenging, and one of the biggest hurdles is the change of definition (COD) transition—a critical shift that can put your benefits at risk. In this change of definition LTD guide, I break down what this change means, why insurers use it to cut people off, and how you can […]
Frustration of Contract Canada Guide: What to Do, Frustration Rules & More
Imagine this: you’ve worked hard for years, but an unexpected event like a severe illness or workplace disaster makes it impossible for you to return to your job. Suddenly, you’re facing the uncertainty of losing your employment through no fault of your own. What happens next? This is where the concept of frustration of contract […]
ADHD Disability Benefits: The Ultimate Guide for 2025
We wrote ADHD Disability Benefits: The Ultimate Guide for 2025 for adults in Canada who need to win or maintain disability benefits for Attention Deficit Hyperactive Disorder (ADHD). Receiving disability benefits for ADHD can have a number of benefits, particularly during the early diagnosis period. Individuals with this disorder often struggle with focus and concentration. They […]
Sun Life Long-Term Disability: Online Guide for 2025
In this article, we discuss everything you need to know about Sun Life long-term disability benefits. That includes a discussion of rules, as well as information about applying for benefits and appealing a denial. We also discuss Sun Life long-term disability complaints, important court cases, and more. Let’s get started! Need help with your Sun […]
Full and Final Release After Termination: Your Ultimate Guide for 2025
Being presented with a Full and Final Release is a pivotal moment for any employee facing termination. This legal document often accompanies severance packages and sets the stage for the future, closing the door on potential claims against your employer in exchange for compensation. Understanding the nuances of this agreement is crucial, as signing prematurely […]
CPP Disability Payments 2025: Dates, Eligibility, Amounts & More
CPP disability is an income replacement benefit program run by Service Canada. It pays monthly benefits to eligible people. To qualify, you must meet age, contribution, and disability requirements. I wrote this guide to explain how CPP disability works. With this information, you can figure out if you qualify for benefits and learn what steps […]