Nowadays, a lot of people have more than one job. They will have their main job as a nurse, teacher, etc. And they will have a part-time or seasonal position somewhere else. The question a lot of these individuals have is whether they can continue working their side-hustle job while on long-term disability (LTD) for […]
Disability Insurance: Own Occupation vs Any Occupation + [video]
If you’ve been on long-term disability insurance benefits for some time now, you may be familiar with the terms ‘own occupation’ and ‘any occupation.’ But what do they really mean? Most group disability insurance policies have a two-pronged definition of total disability. Initially, to be considered disabled, you need to be unable to perform the […]
Success Story: Todd Wilson
By late 2021, Todd became unable to carry on with his duties as a manager in a retail environment. He was struggling with burnout that was accompanied by cardiac issues, anxiety, and stomach pain. After realizing burnout isn’t considered a medical condition, he quickly realized that he might have issues getting his long-term disability (LTD) […]