Has your long-term disability (LTD) insurer asked you to undergo a pharmacogenomic test? Are you worried about getting cut off if you refuse to take the test? Do you have concerns about whether your insurance company can see your results? If so, you are in the right place! Over the past few years, pharmacogenomic […]
RBC Long-Term Disability
The RBC Life Insurance Company (“RBC Insurance”) is part of the Royal Bank of Canada. It provides both group and individual disability insurance policies in Canada. RBC Life also took over many older disability insurance policies from Unum, Provident, and others. This article discusses everything you need to know about RBC long-term disability benefits. It […]
Will I Have to Pay the LTD Insurer’s Legal Fees if I Lose My Case?
In this article, we will discuss a concern we hear on a daily basis: what if I lose and have to pay the long-term disability (LTD) insurance company’s legal fees? Many of our clients worry about this, and rightfully so — the last thing you want to do is pay for your insurer’s legal expenses […]