When the insurance company denies your claim, or cuts off your payments, we help you appeal their decision. We represent you at all stages of the appeal process, which starts with writing appeal letters to the insurance company and can include filing a lawsuit against them. Suing the insurance company is the last resort, but can be effective because it gives you the most options. You have the option to do buy-out negotiations (out of court settlements), lawsuits put greater pressure on the insurance company to approve your appeal and pay monthly benefits, and a judge will have the final say and can force the insurance company to pay you, even if they don’t want to.

This is right for you if the insurance company has denied your disability claim and you need to prepare an appeal letter, attend an appeal hearing or file a lawsuit against the insurance company.

What is the price?

The legal fee is always on a no-win, no-pay arrangement. The legal fees are calculated differently depending on whether a lawsuit needs to be started. For pre-lawsuit appeal letters and appeal hearings the legal fee is a fixed fee that ranges from $7,500 to $15,000 depending on the complexity of the appeal. For lawsuits, the legal fee will not exceed 33.3% (plus taxes) of any retroactive payment or one-time settlement.

How It WOrks

  • Call us toll free at 1-888-732-0470
  • Speak with our disability support team. If you qualify for this service, they will book a time for you to speak with a disability claim lawyer.
  • A 20-minute free consultation with a disability claim lawyer
  • If we offer to represent you, then you can choose to hire us
  • All hiring is done online using electronic signatures

What it includes:

  • 20-minute free consultation with a disability claim lawyer
  • No up-front fees and you only pay us if we win
  • We handle all aspects of the appeals (or lawsuit) and all communications with the insurance company
  • We represent you in any appeal hearings or court proceedings

What it Doesn’t include:

  • Representation in other legal matters you may have
  • No guarantee of success


Please note that we only offer this service in Atlantic Canada and Ontario. We reserve the right to decline service. In all other provinces, we would refer you to our affiliated disability. If you hire that lawyer, we may remain involved on a co-counsel basis, but the affiliated lawyer is the primary lawyer for the lawsuit.