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Has your disability claim been denied? Are you getting disability payments, but worried they may soon stop? Do you need to prepare your appeal, but not sure where to start?

If the answer is YES, then call us now at 888-732-0470 for a free consultation by phone. Our disability support team is waiting for your call. There is no obligation, however if you choose to hire us to handle your appeal, there are no up-front charges and you only pay us if we win. 

Shock and disbelief. We know this is how you felt opening the letter saying your disability claim was denied or that your payments are being stopped. You have heard that insurance companies can be unreasonable, but you never really expected you would be denied...because you know for a fact you can't work. Before going on a sick leave, you already worked to the point of almost a complete mental breakdown. You are not trying to scam anyone.

Unfortunately you have learned the first key lessons...that the truth of your situation doesn't always matter and that insurance companies can be unfair. You have every right feel insulted if the claims representative either implied you are exaggerating or faking...or came right out and said it. 

We know that you may be going into panic mode, but the most important thing is to educate yourself so you can make the right decisions going forward. By now you have realized that being honest, and legitimately unable to work, are not always enough to win payment of disability benefits. 


We are a national disability claim law firm serving people in Mississauga and throughout Ontario. Disability claims are all we do. We help Canadians win short and long-term disability payments from insurance companies and the CPP disability program.

We offer a mix of free and paid services. Our free services include books, guides, webinars and free consultations with our disability support team and lawyers. Our paid legals services include one-time paid consultations (for a flat fee) and full-legal representation in appeals and lawsuits (on a no-win, no-fee basis). We use an online legal services model, so you never have to travel to meet with us.

Contact us for a free consultation (by phone) with our disability claim support team.

After speaking with us for a free consultation, you will know:

  • your options and the next steps you can take
  • what it takes to win an appeal...so you don't keep spinning your wheels and wasting time
  • how to protect your employment rights...so you can avoid surprises like being unexpectedly fired or losing your medical plan
  • all the deadlines that apply to your situation...so you don't lose your right to appeal
  • when it makes sense to hire a lawyer ...so you and your doctors can avoid any mistakes that can't be fixed later



If the insurance company has denied your short or long-term disability insurance appeal, it is important to understand your rights and obligations for going any further with your appeals. Depending on your employment situation, there are various obligations and deadlines that may apply to you. It is important that you take steps to secure your employment rights while appealing the denial of disability insurance benefits.

A disability lawyer can help you in the following ways:

  • show you how to enforce your employment rights so you don't lose your job or medical benefits while appealing the disability insurance denial
  • get your claim file from the insurance company and analyze it to identify the "real" reasons your claim was denied and what actions are needed to win the appeal
  • identify mistakes made by the insurance company
  • identify the best strategy and action plan for your situation
  • take over communications with the insurance company so you don't have to deal with them anymore
  • write to your doctor to obtain a medical report that addresses the key issues need to win your appeal
  • write an appeal letter that argues why your claim should be approved
  • file a lawsuit against the insurance company for wrongful denial of disability benefits, infliction of mental distress, and other financial losses

Order the Disability Insurance Book


If Service Canada has denied your application for CPP disability benefits, it is critical that you not miss the 90-day deadline to appeal. Your appeal strategy will be different depending on whether you are doing a Reconsideration Appeal (with Service Canada) or a appeal to the Social Security Tribunal. Appeals to the Social Security Tribunal must be done with extreme caution. It is critical that you consult a disability lawyer before moving ahead with your appeal with the Social Security Tribunal. There are strict deadlines for document submissions and waiting too long to consult a lawyer can make it impossible to maximize your chances for success.

A disability lawyer can help you in the following ways:

  • get a complete copy of your CPP disability claim file from Service Canada
  • identify the best strategy and action plan for your situation
  • identify the gaps in evidence that need to be filled
  • obtain medical records, reports and other documents needed to win your appeal
  • prepare a persuasive written arguments (appeal letters and briefs) for why your claim should be approved
  • prepare you to testify at the Social Security Tribunal Hearing
  • attend your Social Security Tribunal Hearing to present the evidence and make oral arguments

CPP Disability Blueprint Ad

Your appeal needs a unique strategy and plan...there is no one-size-fits-all

There is no one-size-fits-all strategy for appealing a disability claim denial. You need to have a customized strategy that takes several factors into account, including your age, your medical condition, your treatment history, the statements you have already given, how supportive your doctors are, where you are in the claims and appeals process, the steps the other side has already taken, and the disability plan or insurance company you are dealing with.

Once you have the right plan, you will minimize the risks of further delays or mistakes that can make it harder to win later on.


Hiring a lawyer is not easy. It's an important decision that you need to make carefully. Unfortunately many people dealing with a disability denial will rush the decision to hire a lawyer. This is understandable. You are under financial pressure. You can't bear any more phone calls with the insurance representative. You just want someone to take this burden off of your shoulders. A good lawyer can help with all of these things, but you have to make sure you choose a lawyer who is the right fit for you.

We have written a guide about how to hire a lawyer for a disability appeal. It includes and easy to follow 7 step process, which is the same process that many lawyers use when they have to hire a lawyer. We recommend you read this guide before you make a final decision on hiring a lawyer for a disability appeal.

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Still unsure what to do? Call us now at 888-732-0470. You may not need to hire us now, but our goal is to make sure you have a solid plan for your appeal, so you can move forward with confidence. 

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