People on disability benefits rely heavily on their family doctors. They need them to fill out forms, develop treatment plans and communicate with disability benefit providers. However, as more doctors retire and fewer medical school graduates open family practices, many people on disability benefits are now faced with the challenge of navigating their claim without […]
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RBC Long-Term Disability
The RBC Life Insurance Company (“RBC Insurance”) is part of the Royal Bank of Canada. It provides both group and individual disability insurance policies in Canada. RBC Life also took over many older disability insurance policies from Unum, Provident, and others. This article discusses everything you need to know about RBC long-term disability benefits. It […]
Winning Carpal Tunnel Disability Benefits
Winning disability benefits for Carpal Tunnel Syndrome can be an uphill battle. Many employers are unaware of the impact working with Carpal Tunnel Syndrome can have. Additionally, the process of applying for disability benefits can take time and otherwise become a difficult endeavour. The result? A nightmare that could leave you unable to work as […]
Winning Disability Benefits for Chronic Fatigue Syndrome
Are you suffering from the long-term symptoms of Chronic Fatigue Syndrome? Does your illness prevent you from fulfilling your duties at work? Are you wondering how to win disability benefits for Chronic Fatigue syndrome? If you have started to apply for long-term disability benefits or are considering beginning the process to lift the financial weight […]
Will I Have to Pay the LTD Insurer’s Legal Fees if I Lose My Case?
In this article, we will discuss a concern we hear on a daily basis: what if I lose and have to pay the long-term disability (LTD) insurance company’s legal fees? Many of our clients worry about this, and rightfully so — the last thing you want to do is pay for your insurer’s legal expenses […]
Crohn’s Disease Disability Benefits in Canada
Are the long-term symptoms of Crohn’s Disease preventing you from doing your job? Are you wondering how to win Crohn’s Disease disability benefits in Canada? Whether you have already started applying for long-term disability benefits or are considering beginning the process, you probably already know that winning disability benefits is a real challenge and a […]
Winning Disability Benefits for Migraines and Headache Disorders
Applying for and winning short or long-term disability benefits for migraine and headache disorders in Canada can pose serious challenges. Because headache disorders don’t always appear as abnormalities on CT scans and MRIs, doctors don’t always correctly diagnose them, and insurers often deny claims on that basis. If migraines, cluster headaches, or tension-type headaches (TTH) […]
Winning Disability Benefits for Knee Disorders
Whether you have already started applying for long-term disability benefits or are considering beginning the process, you probably already know that winning disability benefits for knee disorders can be an uphill battle. Although knee disorders are visible, you will still need to prepare very diligently to win the benefits you deserve. Winning won’t cure your […]
The Disability Tax Credit: Your Online Guide for 2024
The Disability Tax Credit (DTC) is one of the more challenging disability benefits to understand and ultimately get approved for. The eligibility requirements are stricter, and the definition of impairment is more specific. For that reason, we decided to write this article to help people better understand the requirements as well as how to apply […]
ADHD Disability Benefits: The Ultimate Guide for 2023
We wrote ADHD Disability Benefits: The Ultimate Guide for 2022 for adults in Canada who need to win or maintain disability benefits for Attention Deficit Hyperactive Disorder (ADHD). Receiving disability benefits for ADHD can have a number of benefits, particularly during the early diagnosis period. Individuals with this disorder often struggle with focus and concentration. They […]